ABOUT US
Rocket Lending Solutions
At Rocket Lending Solutions we are committed to providing our client with the best lending services possible. With our extensive experience in the finance industry, we have the knowledge and expertise to help you reach your financial goals.
We offer a range of lending services for new vehicles, home loans, investment properties through to the purchasing of IT assets, business machinery, Commercial vehicles, agricultural machinery and medical equipment. We can also assist with personal loans and debt consolidation. If you have previously been bankrupt or have a poor credit rating, we are here for you. We are here to assist as many people from all walks of life as we can.
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Our aim is to guide you through the process of obtaining a financial solution that best suits your needs. With access to over 30 lenders, let us do the work and find the best deals available.
At Rocket Lending Solutions, our team of experienced brokers are dedicated to providing our clients with the best lending services possible. We understand that every client has unique goals and financial needs, which is why we offer a range of lending services for to suit your needs.
The team here offers years of experience, this combined with our connections and technology to simplify the purchasing process, we will find you the best deal to save you money. In short, we do the groundwork for you whilst you get on with life.
How it works
Complete
Application
Pre-Approval
Select Asset
Settlement
Follow a few simple online steps to provide us with your basic details and you'll instantly gain access to your best quotes from our expert team. We check your profile against our lender partners’ criteria to see which loans you're likely to qualify for, and at what interest rate. These rates are tailored to your personal profile, not just the generic starting rates you’ll see elsewhere that change just before you sign the contract.
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HOW LONG DOES THE PROCESS TAKE?
Once you’ve submitted your application and provided a few other details (like income, employment and expenses), we will work with our lenders to lodge your application. Approval can take anywhere from a couple of hours to 48 hours for asset finance, mortgages can take longer and this is all dependent on the lender and how long it takes for you to get us the required information.
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WHAT DO I NEED TO APPLY FOR A LOAN?
In order to submit a loan application for assessment, you will only need access to your drivers license and a copy of your two most recent payslips in most cases. Most lenders also require your last 3 months of bank statements - but with the our platform you can retrieve your bank statements digitally! In some exceptional circumstances, we may also ask you for some other documents, but we’ll keep you informed of if and why we need them.
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Mortgages are more complex, however our lending expert will advise you of everything you require and walk you through the process, simplifying it to make your life easier.
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CAN I ADD A CO-APPLICANT?
This depends on the lender. Some lenders will allow you to put a partner or child as a co-applicant on the loan, which means they will assess both parties’ income expenses when considering the application.
Keep in mind that they’ll look at the lower of the two credit scores when calculating your interest rate, so in some circumstances you might get a better rate with a single applicant.
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WHAT IF I AM BUYING A CAR AND I DONT KNOW WHAT I WANT?
You don’t need to have your car locked in to get your loan pre-approved. For secured loans (normally 2008 vehicles or newer), the age of the vehicle you end up with will impact your interest rate. So if you want to get pre-approval before you’ve picked a car we’ll make an estimate based on the most likely vehicle age and price you’re looking at purchasing. If you’re looking at an older vehicle (2007 or older), then we can look to an unsecured loan - this means you can even have funds in your account before you get to the dealership or private seller to make the process even faster for you.
You can always change vehicle details or loan amount later in the process, and getting pre-approval doesn’t commit you to anything.
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BAD CREDIT? BEEN BANKRUPT?
We don't judge you, in fact we are here to help. Just because you have a bad credit history or been bankrupt, you should still be able to get these items you want. Talk to one of our team to see how we can help you.
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